Routing number lookup
Need to send or receive a payment through a US bank account? Use MTFX’s routing number tool to validate the correct ABA or transit number before you transfer. check your details with MTFX tools make sure your payment arrives by using the right routing number and enjoy bank-beating exchange rates on every transaction.
Find a Routing Number
Enter a routing number to check if it is valid.
We don't store or share your routing number. Your privacy is our priority.
What is a routing number?
A routing number is a nine-digit code US banks use to identify themselves and guide payments safely. It helps ensure cheques, wire transfers, and electronic payments reach the right account.
These codes, also called routing transit numbers, ABA routing numbers, or Fedwire numbers, support direct deposits, bill payments, digital cheques, and Fedwire or ACH transfers like salaries and pensions.
MTFX makes it simple to check a routing number before sending money, helping you avoid errors and enjoy fast, secure cross-border payments.
Which routing number should you use?
Banks often issue different routing numbers for cheques, ACH payments, wire transfers, or direct debits. The number on your cheque may not be the one you need for an ACH or wire transaction, so it’s important to confirm before you send money.
If you’re unsure, start with a quick routing number search or contact your bank to check which code applies to your transfer type. With MTFX, you can easily verify details before making an international payment, helping you ensure a smooth, cost-effective transfer.
Check your routing number to send payments smoothly
Easily send funds to 190+ countries in 50+ currencies with verified account information.
Account number vs routing number: What’s the difference
Bank account numbers and routing numbers work together to make payments seamless, but they’re not the same. An account number is a unique 8–12 digit code that identifies your personal or business account at a bank.
A routing number, on the other hand, is a nine-digit code used to identify banks when processing domestic cheques, electronic payments, or wire transfers in the US.
With MTFX, you can easily check account and routing number details before sending your money internationally. Confirming each detail keeps your transfers fast, seamless, and hassle-free.
When you need a routing number
You’ll often need a routing number to make sure payments in the US banking system are processed fast and validated. Here are the most common situations:
Direct deposits
Set up salary, pension, or other recurring payments.
Automatic bill payments
Pay utilities, loans, or subscriptions from your account.
Wire transfers and ACH payments
Send or receive money securely within the US.
Bank account verification
Check that the account and routing numbers are correct for transfers.
Simplify the way you send money worldwide
Enjoy better rates, lower fees, and fast global transfers - anytime, anywhere.
FAQs
You can find your routing number by checking your bank statement, logging into your online banking profile, or asking your bank directly. MTFX also makes it easy to confirm details before you send or receive funds.
The routing number is usually the first nine-digit number printed at the bottom left of a cheque, just before your account number and cheque number.
Most banks display routing numbers on their websites, mobile apps, or printed documents. You can also contact customer service if you’re unsure which one applies to your transfer.
You can quickly check your routing number by using the MTFX routing number checker, which helps you confirm the right code before sending or receiving funds.
Yes. Some banks use different routing numbers for wire transfers, ACH payments, and paper cheques. Always confirm the correct one for your transaction type.
They rarely change, but mergers, bank reorganizations, or branch closures can sometimes lead to new routing numbers. If your bank updates yours, they will notify you.