Rated Excellent on Trustpilot
FINTRAC Regulated
Trusted Since 1996
Same-Day Wires
      Trustpilot
      Trustpilot rating4.8/5
      Google
      Google rating4.9/5

      Global Money Transfers and Foreign Exchange Services Made Simple

      MTFX is a trusted foreign exchange service provider offering global currency conversions, international money transfers and tailored foreign exchange services for businesses.

      Competitive exchange rates for global currency transfers
      Competitive exchange rates for global currency transfers
      Secure & fast international money transfers to 190+ countries
      Secure & fast international money transfers to 190+ countries
      Customer support headset icon with orange circle, representing expert guidance and support
      Dedicated support for business and personal payments

      MTFX Live Rate Calculator

      Live

      Convert CAD to USD, Compare your Exchange Rates, and Send Money Online with MTFX.

      You Send

      Customer support headset icon with orange circle, representing expert guidance and support

      Sending a larger amount? Speak to our FX specialist.

      Recipient Receives

      Exchange rates

      CAD/USD0.0000
      USD/CAD0.0000
      Recipient Receives10,000.00 CAD

      We use mid-market rates. This is for informational purposes only. Log in to view send rates.

      Bank Rates vs MTFX

      Compare Bank Rates with MTFX and See Your Savings Potential

      Compare an indicative bank exchange rate with MTFX to see how much could you save in seconds, with no account needed.

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      Compare providers
      MTFXMTFX
      Best value
      Recipient gets7,289.73USD
      BankRecipient gets

      Get up to

      149.81 USD

      more with MTFX

      Illustrative estimateNo obligation • Rate valid for a limited time
      Success Stories

      Real Customers. Real Savings. Real Results.

      Hear from businesses and individuals who trust MTFX for international payments, competitive exchange rates and reliable support when it matters most.

      Excellent

      "They were fantastic. They guided us through the process and helped us a lot. We didn’t do our first transaction properly and sent it twice. An agent was on the phone immediately to let us know, and we redacted it. Great company and great employees!"

      Kyle Daniels
      Platform Access
      24/7

      Platform Access

      to manage payments online

      Currencies Supported
      50+

      Currencies Supported

      Currencies Supported

      Countries
      190+

      Countries

      around the world

      Chart showing upwards growth
      30+

      Years of Experience

      in FINTRAC-regulated

      Choose Your Solution

      Find the Right Foreign Exchange Solution for You

      Whether you’re sending money personally or managing business payments, we’ll guide you to the right solution.

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      Business Payments

      Pay suppliers, manage payroll, send invoices, and streamline global payments.

      /Images/Icons/small-check.svgBetter FX value on supplier payments/Images/Icons/small-check.svgSecure global payments and collections/Images/Icons/small-check.svgFX support for payroll, invoices and risk management
      Need help choosing the right FX solution?Our FX specialists can guide you based on your currencies, transfer amount and payment needs.
      Speak to an FX Specialist
      Reasons to Choose MTFX

      Why Choose MTFX for Global Transfers & Foreign Exchange Services

      MTFX offers competitive exchange rates, lower transfer costs and specialist support to help individuals and businesses send money internationally with more confidence.

      Explore Our Solutions
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      Better Exchange Rates

      Access competitive exchange rates that help you get more from every international transfer.

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      Lower Transfer Costs

      Send money with transparent fees and no unnecessary surprises along the way.

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      Dedicated FX Specialists

      Get guidance from foreign exchange specialists who understand personal and business payments.

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      Fast International Transfers

      Move money securely to 190+ countries with quick, reliable international payment processing.

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      Bank-Level Security

      MTFX is FINTRAC-registered and follows Canadian compliance requirements.

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      Business & Personal Solutions

      Choose personal or business payment solutions built around how you move money globally.

      Our solutions

      MTFX Solutions for Every Global Payment Need

      From personal milestones to complex business payments, MTFX provides foreign exchange and international payment solutions designed around the way you move money.

      Business Solutions

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      Global Payments

      Send international business payments quickly and securely with competitive exchange rates and expert support.

      Learn More
      Laptop displaying global collections in USD, EUR, and GBP converted into a CAD balance.

      Global Collections

      Receive international payments from customers worldwide in multiple currencies with ease and transparency.

      Learn More
      Currency exchange rate chart showing USD/CAD, CAD/USD, GBP/USD, and EUR/USD movements across the year.

      Treasury Solutions

      Manage currency exposure, international cash flow and foreign exchange risk with tailored treasury solutions.

      Learn More

      Personal Solutions

      Two lounge chairs under a beach umbrella on a tropical beach at sunset, representing overseas property and vacation living.

      Overseas Property Payments

      Make overseas property payments with competitive exchange rates and expert guidance every step of the way.

      Learn More
      Historic university building with arched architecture, landscaped lawns, and an American flag at the entrance.

      Overseas Tuition Payments

      Make international tuition payments easier with competitive exchange rates and fast, secure transfers.

      Learn More
      Hand holding a smartphone displaying a CAD to USD international money transfer with exchange rate and payment details.

      Regular Money Transfers

      Make recurring international money transfers simple and convenient with competitive rates and dependable support.

      Learn More
      How MTFX Works

      Start Your Global Transfer in 3 Easy Steps

      Get started with MTFX in minutes and send money internationally with better value, secure processing and specialist support.

      Start your transfer
      1
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      Create Your Account

      Sign up in minutes with MTFX and verify your identity securely.

      2
      Smartphone displaying live foreign exchange rates for USD, EUR, GBP, and JPY with international currency flags.

      Receive Your Live Rate

      Get a live exchange rate with transparent fees and see exactly how much you’ll save.

      3
      Global bank icon with a world map, transfer arrows, and verification checkmark representing secure international payments.

      Send Your International Payment

      Send your payment safely and your recipient gets it fast.

      Security & compliance

      Your Security is Our Top Priority

      MTFX uses secure technology, strong payment controls and established compliance practices to protect your international payments.

      Bank building, security shield with a padlock, and globe with a checkmark representing secure international banking and global payments.
      Bank building icon with orange circle, representing better-than-bank exchange ratesHigh-End SecurityYour personal information and payments are protected with secure technology.
      https://content.mtfxgroup.com/uploads/trusted_experts_3abe6d60aa.svgFINTRAC RegulatedMTFX is FINTRAC-registered and follows Canadian compliance requirements.
      Illustration of a shield representing protection against foreign exchange risk and market volatility.Encrypted TransactionsAll transactions are encrypted end-to-end to ensure complete confidentiality.
      Customer support headset icon with orange circle, representing expert guidance and supportExpert Compliance TeamOur compliance experts monitor every transaction to keep your money safe.

      FAQ

      Frequently Asked Questions

      Everything you need to know about MTFX and how we help businesses make smarter international payments.

      We access wholesale FX rates and pass on real-time market pricing with minimal markup. Our smart technology and global liquidity partnerships help us offer rates that traditional banks simply can’t match.

      MTFX provides foreign exchange and international payment solutions for individuals and businesses. Services include personal money transfers, global business payments, foreign-currency collections, recurring payments, live rate tools and currency-risk solutions.

      MTFX supports payments in major global currencies to recipients across more than 190 countries.

      Yes. MTFX is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and follows applicable Canadian anti-money-laundering and compliance requirements.

      Yes. Personal solutions cover needs such as overseas property payments, tuition payments and recurring international expenses. Business solutions include supplier payments, global collections, workforce payments and currency-risk management.

      No. You can request a live rate before opening an account, with no obligation to complete a transfer.

      MTFX focuses on foreign exchange and international payments. Clients can access competitive exchange rates, digital payment tools and support from FX specialists who understand personal and business cross-border payment needs.

      You can follow your payment status from your MTFX account, with updates available throughout the transfer process.

      Payment timing depends on the currencies, destination, payment method, receiving bank and compliance requirements. MTFX confirms the expected timing for your transaction where available.