Rated Excellent on Trustpilot
FINTRAC Regulated
Trusted Since 1996
Same-Day Wires
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      4.3+
      Google
      4.7+

      Global Money Transfers and Foreign Exchange Services Made Simple

      MTFX is a Canadian foreign exchange and global payments provider helping individuals and businesses send, receive and convert money internationally in 50+ currencies across 190+ countries.

      Bank-beating exchange rates for global currency transfers
      Secure & fast international money transfers to 190+ countries
      Dedicated support for business and personal payments

      MTFX Live Rate Calculator

      Live

      Convert CAD to USD, compare exchange rates, and send money online with MTFX.

      You Send

      Customer support headset icon with orange circle, representing expert guidance and support

      Sending a larger amount? Speak to our FX specialists.

      Recipient Receives

      Exchange rates

      CAD/USD0.7227
      USD/CAD1.3838
      Recipient Receives7,226.70 USD

      We use mid-market rates. This is for informational purposes only. Log in to view send rates.

      Bank Rates vs MTFX

      Compare Exchange Rates & See Your Bank-Beating Savings with MTFX

      Compare indicative bank exchange rates with MTFX and see your potential savings in seconds—no account needed.

      Live rate
      Compare providers
      MTFX logoMTFX
      Best value
      Recipient gets7,208.63USD
      BankRecipient gets

      Get up to

      148.15 USD

      more with MTFX

      Illustrative estimateNo obligation • Rate valid for a limited time
      Success Stories

      Real Customers. Real Savings. Real Results.

      Hear from businesses and individuals who trust MTFX for international payments, competitive exchange rates and reliable support when it matters most.

      Excellent

      "They were fantastic. They guided us through the process and helped us a lot. We didn’t do our first transaction properly and sent it twice. An agent was on the phone immediately to let us know, and we helped them. Great company and great employees!"

      Kyle Daniels
      open-acc
      24/7

      Platform Access

      to manage payments online

      global-reach
      50+

      Currencies Supported

      for global transfers

      Globe
      190+

      Countries

      around the world

      Chart showing upwards growth
      30+

      Years of Experience

      in FX & Global Payments

      Choose Your Solution

      Find the Right Foreign Exchange Solution for You

      Whether you’re sending money personally or managing business payments, we’ll guide you to the right solution.

      Need help choosing the right FX solution?

      Our FX specialists can guide you based on your currencies, transfer amount and payment needs.

      Speak to an FX Specialist
      Reasons to Choose MTFX

      Why Choose MTFX for Global Transfers & Foreign Exchange Services

      MTFX offers competitive exchange rates, lower transfer costs and specialist support to help individuals and businesses send money internationally with more confidence.

      Explore Our Solutions
      Our solutions

      MTFX Solutions for Every Global Payment Need

      From personal milestones to complex business payments, MTFX provides foreign exchange and international payment solutions designed around the way you move money.

      Business Solutions

      Personal Solutions

      How MTFX Works

      Start Your Global Transfer in 3 Easy Steps

      Get started with MTFX in minutes and send money internationally with better value, secure processing and specialist support.

      Security & compliance

      Your Security is Our Top Priority

      MTFX uses secure technology, strong payment controls and established compliance practices to protect your international payments.

      Bank building, security shield with a padlock, and globe with a checkmark representing secure international banking and global payments.

      FAQ

      Frequently Asked Questions

      Everything you need to know about MTFX and how we help businesses make smarter international payments.

      We access wholesale FX rates and pass on real-time market pricing with minimal markup. Our smart technology and global liquidity partnerships help us offer rates that traditional banks simply can’t match.

      MTFX provides foreign exchange and international payment solutions for individuals and businesses. Services include personal money transfers, global business payments, foreign-currency collections, recurring payments, live rate tools and currency-risk solutions.

      MTFX supports payments in major global currencies to recipients across more than 190 countries.

      Yes. MTFX is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and follows applicable Canadian anti-money-laundering and compliance requirements.

      Yes. Personal solutions cover needs such as overseas property payments, tuition payments and recurring international expenses. Business solutions include supplier payments, global collections, workforce payments and currency-risk management.

      No. You can request a live rate before opening an account, with no obligation to complete a transfer.

      MTFX focuses on foreign exchange and international payments. Clients can access competitive exchange rates, digital payment tools and support from FX specialists who understand personal and business cross-border payment needs.

      You can follow your payment status from your MTFX account, with updates available throughout the transfer process.

      Payment timing depends on the currencies, destination, payment method, receiving bank and compliance requirements. MTFX confirms the expected timing for your transaction where available.