International Money Transfers withBank-Beating RatesNo Hidden FeesTrusted FX Experts
MTFX helps you send money internationally with personal support built around your goals. Get rates that beat major banks, trusted expertise backed by 30 years of experience, and secure transfers to 190+ countries worldwide.
We use mid-market rates. This is for informational purposes only. Log in to view send rates.
Don’t Let Banks Take a Bigger Cut
| Provider | You Receive (USD) | Difference |
|---|---|---|
| MTFX | 0.00 | — |
| TD Bank | 0.00 | You lose 0.00 |
| CIBC | 0.00 | You lose 0.00 |
| RBC | 0.00 | You lose 0.00 |
Trusted by Customers Worldwide
“They were fantastic. They guided us through the process and helped us a lot. We didn’t do our first transaction properly and sent it twice. An agent was on the phone immediately to let us know, and we redacted it. Great company and great employees!”
“MTFX has the best customer service team. They are energetic, efficient and provide very clear instructions on everything. I had a very good experience on my first payment!”
“Great money transfer service! I called in, and my personal rep helped me set everything up online. Now I can send money overseas more easily than with the bank."
"It costs way less and gets there quicker. I wish I had known about your company years ago.”
“This company is awesome. Saved me hundreds in FX from what my bank was going to charge. Very fast and professional.”
“I was nervous to wire money at first, but they walked me through it, and the funds were back in my account on the same day. Highly recommend!”
Send More, Pay Less. MTFX Powers both Large Transfers and Regular Payments.
Large Transfers
Access competitive rates on high-value transfers with lower fees and same-day wire transfers when timing matters most.
Property Purchases Abroad
Send money overseas for deposits, closing costs, and property purchases with reliable support and better rates than banks.
Education and Tuition Payments
Pay tuition, rent, and student living costs abroad with a fast money transfer designed to reduce unnecessary fees.
Regular Transfers
Manage recurring payments for family support and overseas expenses with flexible transfer options and a simple, dependable process.
Get Started in Days
Create Your Profile
Register online in minutes and get access to trusted foreign exchange services designed for personal transfers and everyday needs.
Choose and Transfer
Enter your recipient details, select your currency, and complete your payment through a secure online money transfer platform.
Track Your Transfer
Track your payment in real time while benefiting from competitive currency exchange rates and lower overall transfer costs.
A Real Person, Every Time You Call.
Meet Your Dedicated Personal FX Team
When you transfer with MTFX, you get real support from experienced specialists. Our team helps you navigate foreign exchange services, timing, and payments with a simpler and more personal experience.
Dedicated Personal Manager
Understands your transfer plans and can advise on timing, better currency exchange rates, and the right moment to send.
24/7 Expert Support
Our team is here when you need help. If questions come up, you have real people ready to assist.
Proactive Rate Monitoring
We do not wait for you to call. When opportunities appear, we help you act and send money internationally with better value.
Thirty
Years
Three
Offices.
Zero
Setup Fees.
Founded in 1996, MTFX is a Canadian-based company with more than 30 years of experience in international payments. Over the decades, we have helped clients navigate changing markets, currency volatility, and evolving global regulations with reliable foreign exchange and payment solutions.
Fully Regulated
Registered with Canada’s Financial Transactions and Reports Analysis Centre. Your funds are handled with strong compliance standards and trusted security measures.
200+ Team Members
With offices in Canada and a global reach across 190+ countries, our experienced team helps clients send money worldwide with reliable payment solutions.
FX Tools Built for Personal Transfers
Live Exchange Rates · Currency Charts · Rate Alerts · Economic Calendar
Stop Letting Banks Charge More on Every Transfer
Open a free MTFX account. Start saving on your next personal transfer.
No setup fees·No monthly charges·FINTRAC regulated