E-Sign Consent Agreement

CONSUMER CONSENT

By checking the “I agree to the terms and conditions of the E-Sign Consent Agreement,” you hereby affirmatively consent and agree that MTFX may provide all communications, disclosures required by law and other information about your legal rights and duties (“Communications”) by electronic means, either by email or by making it available to you when you log in to the MTFX Group website using your username and password. All Communications that MTFX provides to you electronically will be sent to the e-mail address you specify in your user profile. You understand and acknowledge that if you do not consent to electronic delivery of all information, you cannot use the MTFX service. All information that is provided electronically shall be deemed to be provided "in writing." You should print or download for your records any Communications that are important to you.

WITHDRAWAL OF ELECTRONIC CONSENT

If you wish to withdraw your consent to receive Communication electronically, you may do so by emailing us at [email protected] or by calling our Canadian/U.S. dealing desk at 1-800-832-5104. Please note, if you withdraw your Electronic Consent, you can no longer use our service.

UPDATED RECORDS

It is your responsibility to provide MTFX with true, accurate and complete email address, contact details and other information on your profile, and to update any changes to this information promptly.

SYSTEM REQUIREMENTS

In order to access and retain electronic records and disclosure, you will need the following:

An Internet browser that supports 128-bit encryption, such as Internet Explorer versions 8.0 or above or Firefox 3.0 or above. The browser must have cookies enabled.

A VALID EMAIL ADDRESS

You must provide MTFX with a valid email address that is true, accurate and complete.

FEDERAL LAW

You acknowledge and agree that your consent to receive Communications electronically is provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and MTFX, both intent that the Act apply the fullest extent possible to validate our ability to conduct business with you by electronic means.